Summary
Overview
Work history
Education
Skills
Languages
Certification
Timeline
Generic
Andres Jaramillo Diaz

Andres Jaramillo Diaz

Bahar Ic Caghaq,Malta

Summary

A detail-oriented professional with expertise in income statement analysis, credit risk assessment, and sensitivity analysis. Demonstrates strong skills in cost accounting, ratio analysis, and quantitative analysis. Adept at managing helpdesk operations with familiarity in CRM software, showcasing empathy and a patient attitude. Committed to meeting deadlines and delivering accurate financial insights.

Overview

14
14
years of professional experience
5
5
years of post-secondary education
1
1
Certification

Work history

Barista

Clentec LTD
Swieqi, Malta
05.2025 - Current
  • The role of barista is the main one I play in an i-Gaming company assigned by my employment agency.
  • I also perform handyman activities and manage cleaning supplies.

Credit adviser

Fincomercio
Ibagué, Colombia
01.2022 - 09.2022
  • Negotiated favourable terms and conditions on behalf of clients to secure loans.
  • Achieved a competitive edge in the market by staying abreast of industry trends.
  • Handled sensitive information confidentially, maintaining professional integrity at all times.
  • Identified potential customers for new business development opportunities.
  • Liaised with other finance professionals for holistic client service provision.
  • Conducted diligent research for accurate credit report generation.
  • Developed strategies for portfolio growth whilst mitigating risk exposure.

Credit analyst

COFINCAFE
Ibagué, Colombia
05.2020 - 11.2021
  • Identified problematic loans, mitigated potential losses.
  • Developed a comprehensive understanding of the company's credit policy to make informed decisions.
  • Improved portfolio quality through rigorous due diligence on new customers' applications.
  • Maintained confidentiality of sensitive customer information, ensured compliance with the Data Protection Act.
  • Drafted and presented detailed credit risk reports, contributing to informed decision-making for management.
  • Streamlined credit approval process by introducing risk analysis tools and techniques.

Back office assistant

Bancompartir Bank
Ibagué, Colombia
03.2017 - 01.2020
  • Process and reconcile daily transactions in AS400, including cash transactions, corporate actions & income distributions, security trades & transfers, and account closings.
  • Maintain and update client records and databases, ensuring data integrity and confidentiality through managing share register entries, generating tax reports, opening financial instruments, and updating security data.
  • Assist in monitoring compliance with internal policies and external regulations, supporting risk management and adherence to regulatory frameworks.
  • Identify and recommend process improvements to enhance efficiency, reduce risks, and strengthen the effectiveness of back-office operations.

Customer service representative

Finandina Bank
Bogota, Colombia
10.2011 - 02.2017

• Guided customers in selecting appropriate financial products, enhancing their banking experience.

• Responded to inquiries regarding accounts, loans, and cards, ensuring clarity and satisfaction.

• Updated customer information and verified identities in compliance with SARLAFT & SARO regulations.

• Assisted with transactions and technical support, improving customer retention and loyalty.

Education

Bachelor of Business Administration - Finance

University of Tolima
Ibague, Colombia
09.2016 - 09.2021

Skills

  • Income statement analysis
  • Credit risk assessment
  • Sensitivity analysis
  • Cost Accounting
  • Ratio analysis
  • Deadline-oriented
  • Quantitative analysis
  • Helpdesk operations
  • Familiarity with crm software
  • Empathy understanding
  • Patient attitude

Languages

English
Upper intermediate
Spanish
Native

Certification

AML Foundations for Gambling & iGaming
AML certification centre

July 2025

Timeline

Barista

Clentec LTD
05.2025 - Current

Credit adviser

Fincomercio
01.2022 - 09.2022

Credit analyst

COFINCAFE
05.2020 - 11.2021

Back office assistant

Bancompartir Bank
03.2017 - 01.2020

Bachelor of Business Administration - Finance

University of Tolima
09.2016 - 09.2021

Customer service representative

Finandina Bank
10.2011 - 02.2017
Andres Jaramillo Diaz