Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic
Juliana Francina Underhay

Juliana Francina Underhay

Multi Skilled Consultant Sales & Service
Triq Santa Rita,Birkirkara

Summary

As a dedicated professional with 18+ years experience in the Banking Industry, I am eager to enter the field of compliance management. Skills include an in-depth knowledge of internal control procedures and risk management aiming to enhance compliance efficiency. In my previous role as Multi Skilled Compliance Consultant in Sales and Service in the Banking Industry I am known for strict adherence to ethical standards, rules and regulations. Excellent communication skills, and demonstrated knowledge in regulatory compliance and financial laws.

Overview

19
19
years of professional experience

Work History

Multi Skilled Consultant Sales and Service

First National Bank
04.2022 - 01.2024

Provided a positive customer experience by being helpful and sensitive to customer needs, expectation and providing product solutions including directing customers to the correct channel (eChannels and Self Service) whilst adhering to policy and procedures. Assist management with branch audits ensuring all polices, procedures and regulations are followed at all times.

Teller Relief

Relieved Tellers when needed. Cash checks, accepted deposits and withdrawals within assigned limits and calculated daily transactions using computers, calculators or adding machines. Completed highly accurate, high-volume money counts via both manual and machine-driven approaches. Ensure all key procedures are followed at all times.

ATM Custodian

Reconciled cash drawer and resolved discrepancies. Loading of all ATMS daily. Securing and accounting for all cash transactions on the ATMS on a daily basis. Attend to all technical faults on the ATMS. Ensure all key procedures are followed at all times on ATMS.

Multi Skilled Consultant

Maintained in-depth knowledge of bank products and services and provided appropriate recommendations to customers. Always complied with policies, procedures and regulations contained in the relevant guidelines and understand the risk associated with decisions. Conversed with our customers in a way they fully understand and provide helpful solutions and products based on their needs. Maximized channel optimization opportunities identified aligned to customer needs. Adhered to the TCF (Treating Customer fairly) principles in all that I did. Connected with our customers by living up to First National Bank's brand promise of "How can we help you?" at all times.


Reference

Gerrie Douglas

Mobile: +2761 530 3603

Work: +2787 345 3170/1/2/3

Digital Enabler

First National Bank
11.2020 - 03.2022

Determined customer needs and direct and assist customers on the appropriate assisted, self-service or online banking options to ensure an exceptional customer experience and increase utilization of self-service and online platform based banking options.

Teller Relief

Relieved Tellers when needed. Cash checks, accepted deposits and withdrawals within assigned limits and calculated daily transactions using computers, calculators or adding machines. Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.

ATM Custodian

Reconciled cash drawer and resolved discrepancies. Loading of all ATMS daily. Securing and accounting for all cash transactions on the ATMS on a daily basis. Attend to all technical faults on the ATMS. Balancing and accurate cash transaction handling on the ATMS. Ensure all key procedures are followed at all times on ATMS.

Digital Enabler

Provided customers with the most recent self-service devices offerings and pricing structures while identifying potential sales leads for the sales team. Demonstrated teamwork as a valued team player.

  • Acted responsibly with work related resources to contribute to cost containment. Greeted customers to determine customer needs and direct them to appropriate online channels or other service options and educate on usage to satisfy need and enhance the customer experience. Contributed to a culture of service excellence that builds positive relationships and provides opportunity for feedback and exceptional service. Maintained Self Service Devices to ensure optimal availability to customers. Assessed own performance through seeking timely and clear feedback and request training where appropriate. Addressed customer needs in order to meet or exceed customer expectations. Build and maintain stakeholder relationships. Complied with relevant statutory, legislative, policy and governance requirements and adhere to processes and procedures related to area of specialization


Reference

Gerrie Douglas

Mobile: +2761 530 3603

Work: +2787 345 3170/1/2/3

Migration Official

First National Bank
10.2019 - 09.2020

Provide customers with appropriate self-service banking solutions, service and support through effective sales and migration of clients to alternative channels

Teller Relief

Relieved Tellers when needed. Cash checks, accepted deposits and withdrawals within assigned limits and calculated daily transactions using computers, calculators or adding machines. Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.

ATM Custodian

Reconciled cash drawer and resolved discrepancies. Loading of all ATMS daily. Securing and accounting for all cash transactions on the ATMS on a daily basis. Attend to all technical faults on the ATMS. Balancing and accurate cash transaction handling on the ATMS. Ensure all key procedures are followed at all times on ATMS.

Migration Official

Provide customers with appropriate self-service banking solutions, service and support through effective sales and migration of clients to alternative channels. Built customer relationships through providing professional advice, support and after sales services. Reported on transactional and process activities within set guidelines to provide timely information for decision making. Complied with relevant statutory, legislative, policy and governance requirements and adhered to processes and procedures related to area of specialization. Contributed to teamwork and inclusivity within own team. Provided training to customers on an ongoing basis to increase understanding of the advantages of using alternative channels. Implemented the digital channel migration strategy in area of responsibility to meet business targets.


Reference

Gerrie Douglas

Mobile: +2761 530 3603

Work: +2787 345 3170/1/2/3

Bank Teller

First National Bank
04.2014 - 09.2019

Provided a positive customer experience by being helpful and sensitive to customer transactional needs and expectations as well as educating customers to the correct channel (eChannels and Self Service) whilst adhering to policy and process.


  • Processed customer transactions promptly, minimizing wait times.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
  • Audited fellow teller currency to contribute to dual-control procedures.
  • Logged cashier's checks and other transactions to maintain accurate account records.
  • Counted and packaged currency and coins.
  • Maintained in-depth knowledge of bank products and services to provide appropriate recommendations to customers.
  • Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
  • Served as primary point of contact for customers, providing assistance with account maintenance and transactions.
  • Assisted with training of new tellers on policies and procedures.
  • Monitored and reported suspicious activity in line with bank security policies.


Reference

Casper Combrink

Mobile: +2783 455 6598

Phone: +2787 345 3752

Education

Compliance Training - Anti-bribery And Corruption General Awareness 2023

First National Bank Learning Centre
Sandton, South Africa
08.2023

Compliance Training - Financial Crime General Awareness 2023

First National Bank Learning Centre
Sandton, South Africa
08.2023

Compliance Training - Personal Account Trading General Awareness 2023

First National Bank Learning Centre
Sandton, South Africa
07.2023

Compliance Training - Data Privacy General Awareness 2023

First National Bank Learning Centre
Sandton, South Africa
07.2023

Compliance Training - FAIS General Awareness 2023

First National Bank Learning Centre
Sandton, South Africa
06.2023

Diploma - Banking Services Advise NQF Level 5

Milpark Business School
Johannesburg, South Africa
03.2011

Senior High School Certificate -

Johan Jurgens Senior High School
Springs, South Africa
11.1993

Skills

Organization

Communication

Problem Solving

Assessment & Interpretation

Critical Thinking

Creativity

Integrity

Customer Service

Understanding of Regulatory Guidelines & Security Policies

Languages

Dutch
Native language
English
Upper intermediate
B2

Timeline

Multi Skilled Consultant Sales and Service

First National Bank
04.2022 - 01.2024

Digital Enabler

First National Bank
11.2020 - 03.2022

Migration Official

First National Bank
10.2019 - 09.2020

Bank Teller

First National Bank
04.2014 - 09.2019

Compliance Training - Anti-bribery And Corruption General Awareness 2023

First National Bank Learning Centre

Compliance Training - Financial Crime General Awareness 2023

First National Bank Learning Centre

Compliance Training - Personal Account Trading General Awareness 2023

First National Bank Learning Centre

Compliance Training - Data Privacy General Awareness 2023

First National Bank Learning Centre

Compliance Training - FAIS General Awareness 2023

First National Bank Learning Centre

Diploma - Banking Services Advise NQF Level 5

Milpark Business School

Senior High School Certificate -

Johan Jurgens Senior High School
Juliana Francina UnderhayMulti Skilled Consultant Sales & Service