Lara Scicluna

• 1. Analyze and review trade finance documentation, including Letters of Credit (LCs), Bills of Exchange, and Bills of Lading, ensuring compliance with international trade regulations (e.g., UCP 600)
• 2. Liaise directly with the clients and/or relationship officers to address any enquiries or concerns.
• 3. Monitor the progress of trade finance transactions from inception to completion, ensuring timely and accurate processing including preparing accounting entries and outgoing payment inline with financial policies.
• 4. Handling the liquidity treasury reporting providing accurate and timely reports on cash flow and liquidity positions to support decision-making.
• 5. Reviewing and analyzing Non-Disclosure Agreements (NDAs) and Master Participation Agreements (MPAs) to ensure compliance with legal and contractual obligations.
• 6. Reviewing facility agreements, ensuring the accuracy and compliance of contractual clauses with company policies and legal requirements.

1. Performing daily fund reconciliations to ensure the accurate receipt of funds.

2. Preparing the daily report to reconcile end-of-day activities and ensure accurate financial records.

3.Preparing outgoing payments, ensuring beneficiary details were verified through callback or the Bankers Almanac for accuracy and security.

4. Analyze and review trade finance documentation, including Letters of Credit (LCs), Bills of Exchange, and Bills of Lading, ensuring compliance with international trade regulations (e.g., UCP 600).

5. Preparing the relevant documentation and calculating discounting proceeds for trade finance deals.

1. Develop, implement, and update compliance-related policies and procedures to align with regulatory requirements and industry standards.

2.Perform Anti Money Laundering (AML) checks on prospective clients to assess and mitigate financial crime risks.

3. Assist in conducting Business Risk Assessments (BRA) to identify and evaluate potential risks to the company.

4. Liaise with regulatory bodies, law enforcement, or other authorities to ensure proper resolution of compliance issues.

1. Act as the primary point of contact for clients seeking loans or credit facilities. Provide advice on suitable products based on their financial needs.

2. Review applications for various types of loans and assess the creditworthiness of borrowers based on their financial condition, business plans, and collateral.

3. Perform financial analysis and risk assessments to determine the viability of granting loans. This includes assessing the borrower’s credit history, financial statements, and repayment ability.

4. Ensure all loan documents are properly prepared and legally compliant, including contracts, guarantees, and securities.

5. Work with other bank departments, such as legal, risk management, and collection teams, to ensure smooth loan processing and management.

6. Regularly track loan repayments and ensure that customers adhere to the agreed schedule.