Summary
Overview
Work History
Education
Skills
Personal summary and hobbies
Timeline
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Luke Saliba

Swieqi

Summary

Dynamic Senior Relationship Officer at BNF Bank with a proven track record in portfolio management and relationship building. Enhanced client satisfaction through personalized financial advice and effective communication. Recognized for increasing loan approvals by assessing creditworthiness and fostering collaboration within teams. Committed to delivering exceptional customer service and achieving client financial goals.

Overview

8
8
years of professional experience

Work History

Senior Relationship Officer

BNF Bank
03.2025 - Current
  • Developed strong rapport with customers, leading to increased referrals and expanded business opportunities.
  • Facilitated seamless communication between banking departments to provide well-rounded service offerings.
  • Strengthened client relationships by providing personalized financial advice and addressing individual needs.
  • Served as a trusted advisor to clients throughout all stages of their financial journeys, helping them achieve their long-term goals.
  • Managed a diverse portfolio of high-net-worth clients, ensuring their financial goals were met.
  • Conducted regular reviews of clients" portfolios, making adjustments as needed to optimize performance.
  • Built long-lasting partnerships with both corporate partners and individual investors.
  • Served as an advisor to clients for credit facilities i.e business loans, home loans and other credit facilities based on their credit worthiness.

Relationship Officer

BNF Bank
05.2021 - 03.2025
  • Facilitated meetings and discussions between clients, sales and delivery teams.
  • Monitored, followed-up and escalated cases to meet customer response
    commitments.
  • Increased loan approvals by diligently assessing creditworthiness and recommending suitable lending options.
  • Promoted a positive work environment through open communication, fostering collaboration among team members.
  • Liaised with clients by phone, email and text messaging to meet client needs and define expectations.
  • Maintained and built close relationships with customers through regular contact and visits

Teller

BNF Bank
08.2020 - 05.2021
  • Disbursed cash and checks accurately while maintaining security of cash drawers.
  • Balanced cash drawers daily, identifying discrepancies and taking corrective actions as needed.
  • Assisted customers with account inquiries, resolving issues promptly and professionally.
  • Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
  • Answered telephone inquiries on checking and savings accounts, loans, and lines of credit.

Junior Assistant

Ganado Advocates
06.2017 - 09.2019

Supported legal professionals with organizing their timetables and administrative duties. Started as a summer job in 2017 and worked part time in 2019 serving as a break between my studies

• Enhanced office efficiency by organizing files, managing calendars, and coordinating

Education

Diploma- Completed First Year - Architectural And Building Sciences

University of Malta
Msida

Diploma- Distinction - Award in Maltese Home Loan Finance

IFS
Pieta
01.2025

Post Secondary - Maths/physics A Level

Junior College
Msida
07.2019

Skills

  • Relationship management
  • Portfolio management
  • Customer service
  • Time management
  • Attention to detail
  • Excellent communication
  • Banking
  • Deadline management
  • Credit history review
  • Loans
  • Teamwork and collaboration
  • Friendly, positive attitude
  • Problem-solving
  • Flexible and adaptable
  • Multitasking
  • Dependable and responsible
  • Computer skills
  • Calm under pressure

Personal summary and hobbies

I am a highly motivated individual who is always seeking career progression and improvement. A great team player having been in a team environment for all my life through both my past waterpolo career and also throughout my whole professional career.

I am passionate about all sports, with a profound passion for mainly football and darts, and also like to practice all sports and fitness activities in my free time.

Timeline

Senior Relationship Officer

BNF Bank
03.2025 - Current

Relationship Officer

BNF Bank
05.2021 - 03.2025

Teller

BNF Bank
08.2020 - 05.2021

Junior Assistant

Ganado Advocates
06.2017 - 09.2019

Diploma- Completed First Year - Architectural And Building Sciences

University of Malta

Diploma- Distinction - Award in Maltese Home Loan Finance

IFS

Post Secondary - Maths/physics A Level

Junior College
Luke Saliba