Clara Bartoli
St. Julian's
Summary
Gained years of experience working within the financial services, mainly focused on pensions, investments and accounting. Obtained the ability to handle various tasks and projects, also successful at managing multiple priorities with a positive attitude. Capable of working under pressure in order to meet tight deadlines.
Overview
16
16
years of professional experience
1
1
year of post-secondary education
Work History
Finance Executive
ITC International Pensions Ltd
12.2023 - Current
- Preparing monthly reconciliation of bank accounts and taking corrective actions on deviations.
- Ensure compliance with all relevant regulations, maintaining accurate records of financial transactions, and reporting requirements.
- Preparation of management accounts and scheme accounts.
- Daily postings and reconciliations, issuing and paying invoices.
- Oversee the annual and mid-yearly audit process for the Company and its schemes.
- Upload new investments onto the investment system, and keep the system updated.
- Liaise with the Investment Manager and Administration team during the Assets Under Management (AUM) reporting process.
- Quarterly and annually, Central Bank Reporting.
- Opening scheme and individual bank account for Members, or alternative currency accounts.
- Liaise with the Scheme's main Bankers, Intermediary Banks, and any correspondent.
- Adhering to deadlines and ensuring conformance with turnaround times, policies, and procedures in line with the license conditions and regulatory standards.
Accounts Administrator
Optimus Fiduciaries (Malta) Ltd
10.2021 - Current
- Bank reconciliations & investment reconciliations.
- Recording transactions with double-entry bookkeeping including FX conversions, preparing and posting bulk uploads and identifying discrepancies and rectifying errors.
- Processing SEPA and SWIFT payments and ensuring that payments are processed within cut-off times.
- Responsible for pension and corporate accounts and liaising with banks, suppliers, investment platforms and external accountants.
- Dealing with asset sales, withdrawals, and payment instructions.
- Processing the monthly billing run, creating and posting invoices.
- Reviewing client's liquidity to collect fees which are due.
- Sales reconciliation and working out intermediary commission.
- Payment and commission report to collect debtors and settle outstanding invoices.
- In control of the petty cash.
- Preparation of the quarterly VAT returns.
- The first line of support for the team leader.
- Reviewing and responding to audit queries. In addition, assisting management with regulatory submissions and with the audits.
- Providing training to new employees and reviewing their work.
Pensions Administrator
Optimus Fiduciaries (Malta) Ltd
07.2020 - 10.2021
- Actively listening to customers' requests, confirming full understanding before addressing concerns.
- Liaising with Custodians, Platforms and Financial Advisors.
- Preparing valuations, investment information and annual statements.
- Identified issues, analyzed information and provided solutions to problems.
- Processing PCLS & Flexible Benefit payments to clients.
- Requesting and verifying KYC documentation.
- Posting transactions.
- Training new employees and reviewing their work.
- Assisted management with projects required.
Business Development
Citadel Insurance plc
03.2020 - 06.2020
- Determined client needs and financial situations by listening and scheduling fact-finding appointments.
- Explained advantages, features and disadvantages of various policies to promote sale of plans.
- Sold motor, home, life, retirement plans and other various insurance products to individuals.
Insurance Executive
Etisicura Insurance Broker
08.2018 - 02.2020
- Awarded agent of the month twice in one year in recognition of dedication, passion and hard work.
- Determined client needs and financial situations by listening and scheduling fact-finding appointments.
- Explained advantages, features and disadvantages of various policies.
- Promoted successful investment plans with well-organized and smooth presentations.
- Sold motor, home, life, retirement plans and other various insurance products.
Tied Insurance Intermediary
GlobalCapital plc
01.2017 - 08.2018
- Determined client needs and financial situations by listening and scheduling fact-finding appointments.
- Explained advantages, features and disadvantages of various policies.
- Promoted successful life insurance and investment plans with well-organized and smooth presentations.
- Worked with sales team to collaboratively reach targets, consistently meeting or exceeding personal quotas.
- Successfully increasing referrals and walk-in business.
Costings and Office Clerk
Park Towers Supermarket
06.2014 - 12.2016
- Processing invoices and reviewing cost price, margins, and quantities.
- Updating pricing of all stock and inputting all data in the system.
- Liaising with suppliers when discrepancies are found in the cost price, when the quantity received is incorrect and solving any other issues related.
- Applying over charges, amending invoices and issuing credit notes.
Cashier, Customer Care & Supervisor
Park Towers Supermarket
05.2011 - 06.2014
- Handled customer complaints and increased customer satisfaction by resolving issues.
- Reconciled cash drawer at start and end of each shift, accounting for errors and resolving discrepancies.
- Answering phone calls and emails from customers, assisting them with queries, questions and orders.
- Coordinated employee schedules to keep pace with business needs and meet company demands.
- Evaluated employee performance and trained to improve weak areas.
- Responsible for the petty cash float, carried out payments to employees to repay them for expenses incurred on behalf of the business, kept records of all payments and receipts.
- Processing refunds and credit notes.
- Responsible for closing and reconciling each cahier at the end of day or shift.
- Processing daily sales reconciliation and analyzed discrepancies and errors.
Waitress and Bar-Attendant
Offshore
05.2008 - 01.2011
- Greeted new customers, discussed specials and took drink orders.
- Shared knowledge of menu items and flavors, enabling customers to make personal decisions based on taste and interest.
- Remained calm and poised when dealing with difficult customers or during busy shifts.
- Used cash registers and credit card machines to cash out customers.
Education
O Level - Award in Payroll Processing
Jobsplus Training Centre
03.2022 - 06.2022
O Level - Award in Business Accounting
Jobsplus Training Centre
10.2021 - 01.2022
School Leaving Certificate -
Sir Adrian Dingli, Junior Lyceum
01.2004 - 2010.01
St. Clare's Collage, Primary School
01.1996 - 2004.01
Skills
Microsoft Excel
Multitasking abilities
Good oral and written communication skills
Problem-solving
Team work
Timeline
Finance Executive
ITC International Pensions Ltd
12.2023 - Current
O Level - Award in Payroll Processing
Jobsplus Training Centre
03.2022 - 06.2022
Accounts Administrator
Optimus Fiduciaries (Malta) Ltd
10.2021 - Current
O Level - Award in Business Accounting
Jobsplus Training Centre
10.2021 - 01.2022
Pensions Administrator
Optimus Fiduciaries (Malta) Ltd
07.2020 - 10.2021
Business Development
Citadel Insurance plc
03.2020 - 06.2020
Insurance Executive
Etisicura Insurance Broker
08.2018 - 02.2020
Tied Insurance Intermediary
GlobalCapital plc
01.2017 - 08.2018
Costings and Office Clerk
Park Towers Supermarket
06.2014 - 12.2016
Cashier, Customer Care & Supervisor
Park Towers Supermarket
05.2011 - 06.2014
Waitress and Bar-Attendant
Offshore
05.2008 - 01.2011
School Leaving Certificate -
Sir Adrian Dingli, Junior Lyceum
01.2004 - 2010.01
St. Clare's Collage, Primary School
01.1996 - 2004.01
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